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Seller Finance Homes

Welcome to our Seller Finance page. All of the homes here are for sale and would consider seller finance.  We have three pages that you will want to view.  They are divided up into the following tabs: Lease to Own, Lease2own/Seller Finance, and Seller Finance Homes.    Let us know if you see anything that interest you, we are happy to offer more information or get you a tour of the home. Call us at 801-893-2000.  

This is how Seller Finance deals works:

- Find some homes that interest you, send us a text with the MLS numbers and we will set appointments to see them with you. When you find one you like. We make them an offer with a Real Estate Purchase contract and a Seller Finance Addendum.  

 -The offer is usually asking price, the market is increasing, the average increase in Utah is 4% a year.  You are locking in the purchase price now and not coming in with the rest of the money for some time.  So it is fair to give the market value for the home.  

 -The offer You give the owner 1% more than the current interest rate for offering you seller finance.

 -Down payment is generally 10%-20% of the asking price of the home and goes towards the purchase price of the home; it is negotiable, however, but rarely an offer is accepted that is below 10%.  Heidi Stapel (broker) negotiates this for you with the owner of the home.

 -A portion of your monthly rent goes toward paying down the principal just like a bank mortgage, so at the end of the lease you have more equity.

 -You work with a mortgage lender and determine how long of a lease is needed to get you on track, so that you can qualify for a loan at the end of the lease.  You may use your own or you may contact our mortgage lender, who specializes in seller financing.  You will need to go through their recommended programs to increase your credit score.

 -Seller Finance deals are closed with a title company and all the moneys are run through an escrow company. 

 -During the course of the seller finance term you are the owner and reap the tax benefits of homeownership.

 -At the end of the term it is time for you to get your loan, it is easy to refinance with all our your invested money and increase in purchase price.  If your credit is not where it should be you have 3 options:  1) you lose your original security deposit and principal and walk away from the home; or 2) you sell the home and walk away with  any equity you've earned during the course of the term. 3) you request an extension. 

 It's that easy!  If you have any further questions please contact me at (801) 893-2000.  Thanks!

6 BEDS  12 BATHS   49,568 SQFT
On Site 127 Days
8 BEDS  8 BATHS   11,721 SQFT
On Site 43 Days
7 BEDS  9 BATHS   10,000 SQFT
On Site 423 Days
6 BEDS  5 BATHS   9,500 SQFT
On Site 48 Days
7 BEDS  10 BATHS   8,936 SQFT
On Site 272 Days
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7 BEDS  6 BATHS   8,355 SQFT
On Site 46 Days
7 BEDS  6 BATHS   7,502 SQFT
On Site 126 Days
6 BEDS  5 BATHS   7,200 SQFT
On Site 105 Days
6 BEDS  7 BATHS   6,785 SQFT
On Site 376 Days
5 BEDS  7 BATHS   6,310 SQFT
On Site 94 Days
5 BEDS  5 BATHS   6,122 SQFT
On Site 92 Days
5 BEDS  6 BATHS   5,220 SQFT
On Site 352 Days
5 BEDS  3 BATHS   5,053 SQFT
On Site 147 Days
7 BEDS  5 BATHS   4,903 SQFT
On Site 322 Days
3 BEDS  4 BATHS   4,738 SQFT
On Site 14 Days
5 BEDS  5 BATHS   4,250 SQFT
On Site 23 Days
4 BEDS  3 BATHS   4,000 SQFT
On Site 1,163 Days
5 BEDS  4 BATHS   3,952 SQFT
On Site 428 Days
5 BEDS  3 BATHS   3,504 SQFT
Price Change
4 BEDS  3 BATHS   3,145 SQFT
Price Change
6 BEDS  6 BATHS   3,128 SQFT
On Site 624 Days
4 BEDS  3 BATHS   3,088 SQFT
On Site 28 Days
5 BEDS  3 BATHS   2,870 SQFT
Price Change
3 BEDS  4 BATHS   2,802 SQFT
On Site 214 Days
6 BEDS  5 BATHS   2,750 SQFT
On Site 476 Days
5 BEDS  3 BATHS   2,664 SQFT
On Site 126 Days
3 BEDS  3 BATHS   2,604 SQFT
On Site 57 Days
2 BEDS  3 BATHS   2,458 SQFT
New Listing
1 BEDS  2 BATHS   2,425 SQFT
New Listing
2 BEDS  3 BATHS   2,418 SQFT
On Site 51 Days
2 BEDS  3 BATHS   2,390 SQFT
On Site 52 Days
3 BEDS  3 BATHS   2,279 SQFT
Price Change
3 BEDS  4 BATHS   2,272 SQFT
On Site 37 Days
4 BEDS  2 BATHS   2,096 SQFT
On Site 21 Days
4 BEDS  2 BATHS   2,065 SQFT
On Site 168 Days
3 BEDS  3 BATHS   1,990 SQFT
On Site 99 Days
MLS Listings are provided by the Wasatch Front Regional Multiple Listing Service, Inc.  All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS.  All information should be independently reviewed and verified for accuracy.  Copyright © 2020 UtahRealEstate.com.  All Rights Reserved.  Information not guaranteed.
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